utility incentives

Would you put money into a savings account and never withdraw it? That’s actually similar to what most Massachusetts utility customers end up doing when it comes to paying their electricity bill. Here is the scoop: Not that long ago, I was having my home insulated and it seemed miraculous that out of a $5,000 job, all I had to pay was less than $1100.  On top of that, I got about 20 free LED bulbs that are reducing my electricity bill noticeably. I found myself marveling about these incentives to a friend: “The utility companies seem to be shelling…